Trial Rights
What are Medicare Advantage Trial Rights?
Medicare Advantage trial rights are similar to Medicare Supplement free look period rights. However, they have different qualifying criteria and a longer time frame associated with them.
New Medicare Advantage plan members have a 12-month period to test out a plan. If a new member likes the plan they can keep it. If they don’t like the plan, they can switch back to Original Medicare and either return to their former Medicare Supplement (if they had one) or get a new Medicare Supplement.
Permissible actions vary based on an individual’s situation and state-specific regulations. For example, some states extend the Medicare Advantage trial right period.